Six categories, one method.
The categories change; the preparation doesn't. In each area we help you decide what you're really asking for, gather what a lender expects, and check whether the payment fits before anything is submitted.
Personal loans
What it covers
Consolidation, medical expenses, moving costs, family support, planned major purchases.
Who this fits
Salaried or self-employed borrowers who want a clean unsecured request with a clear repayment story.
Documents typically needed
- —Photo ID
- —Two most recent pay stubs
- —Last two months of bank statements
- —List of current monthly obligations
Auto loans
What it covers
New or used vehicle purchase, refinance of an existing auto loan, private-party purchase paperwork.
Who this fits
Buyers comparing dealer financing with an outside lender before signing at the desk.
Documents typically needed
- —Vehicle details or VIN
- —Down payment source
- —Insurance quote
- —Proof of income and residence
Property loans
What it covers
Primary residence, second home, small investment property, and equity requests against an owned home.
Who this fits
Palm Beach and South Florida borrowers who want a real file organized before shopping rates.
Documents typically needed
- —Two years of tax returns
- —Two months of bank statements
- —Homeowners insurance quote
- —Property tax and HOA figures
Business loans
What it covers
Working capital, equipment purchase, expansion, and acquisition financing for owner-operated companies.
Who this fits
Owners who need a lender-ready package instead of a rushed application from a broker cold call.
Documents typically needed
- —Business tax returns (2 years)
- —Year-to-date P&L and balance sheet
- —Business bank statements (6 months)
- —Debt schedule
Education loans
What it covers
Undergraduate gap funding, graduate programs, professional certifications and bar / board review costs.
Who this fits
Students and parents who want to understand payment fit before signing a private education loan.
Documents typically needed
- —Enrollment or acceptance letter
- —Cost-of-attendance breakdown
- —Cosigner information if applicable
- —Existing aid summary
Wedding loans
What it covers
Venue, catering, travel and vendor deposits for planned celebrations with fixed timelines.
Who this fits
Couples who want a written plan instead of stacking credit cards through the planning window.
Documents typically needed
- —Vendor estimates and deposit schedule
- —Income verification
- —Existing revolving balances
- —Target payoff horizon