05 · Education

Education loans.

Understand the payment before you sign the note.

What it covers

Undergraduate gap funding, graduate programs, professional certifications and bar / board review costs.

Who this fits

Students and parents who want to understand payment fit before signing a private education loan.

Method

How we prepare this file.

01

Gap

We work out the actual funding gap after federal aid, scholarships and family contribution.

02

Terms

We model the in-school accrual, grace period and post-graduation payment on realistic starting salaries.

03

Cosigner

If a cosigner is involved, we explain the release conditions in plain language before the note is signed.

Documents

What you'll typically need.

  • 01Enrollment or acceptance letter
  • 02Cost-of-attendance breakdown
  • 03Cosigner information if applicable
  • 04Existing aid summary

Questions

Federal first?

Almost always. We help you sequence federal, institutional and private borrowing in that order.

Do you help with refinancing student loans?

Yes — once you're two years into a stable income, refinancing is often the best next move.