Wedding loans.
A written plan instead of stacked credit cards.
What it covers
Venue, catering, travel and vendor deposits for planned celebrations with fixed timelines.
Who this fits
Couples who want a written plan instead of stacking credit cards through the planning window.
Method
How we prepare this file.
Schedule
We map deposits, mid-payments and final balances against the calendar leading up to the date.
Instrument
A fixed-term loan for the anchor cost, and a plan for what stays on cards versus what refinances out.
Horizon
We pick a payoff horizon you can honestly live with — usually 24 to 36 months post-wedding.
Documents
What you'll typically need.
- 01Vendor estimates and deposit schedule
- 02Income verification
- 03Existing revolving balances
- 04Target payoff horizon
Questions
How large is a typical request?
In our Palm Beach client base, most fall between $15,000 and $60,000 depending on venue and guest count.
Should we borrow for the honeymoon too?
Usually not. Honeymoons are better funded from savings or a short revolving plan.