02 · Automotive
Auto loans.
Arrive at the dealer with your financing already thought through.
What it covers
New or used vehicle purchase, refinance of an existing auto loan, private-party purchase paperwork.
Who this fits
Buyers comparing dealer financing with an outside lender before signing at the desk.
Method
How we prepare this file.
Vehicle
We define the vehicle, the out-the-door number, and the down payment source before shopping any lender.
Alternative
We prepare an outside pre-approval so the dealership offer has something honest to compete with.
Signing
We review the contract line by line before you sign.
Documents
What you will typically need.
- 01 · Vehicle details or VIN
- 02 · Down payment source
- 03 · Insurance quote
- 04 · Proof of income and residence
Questions
Should I take dealer financing?
Sometimes. But only when it beats a real outside offer, not when it beats no offer.
Can you help refinance a loan I already took?
Yes. Refinancing an auto loan 6 to 12 months in is often where payment fit changes most.
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